Panic-texting your mom from campus move-in after a bank a...

Conversation

1. Mom I just got a bank alert, my tuition deposit was charged.
2. What? What charge, honey? Are you okay?
3. It says 'Seaview Inn $2,400' from your town, on my account.
4. Seaview? That's my booking with Mark, I used my card.
5. But the alert shows the last four digits of my debit.
6. Hold on, did you leave your debit in my purse?
7. Yes, I left it there after I visited two weeks ago.
8. Okay, I might have used your card by accident, I am so sorry.
9. You used my tuition money for a romantic weekend?
10. Listen, that's not exactly what happened, please breathe.
11. I can't breathe, I can't register without that deposit.
12. The bank alert is a pending authorization, not a completed charge.
13. So it's not gone? Explain why it showed my digits then.
14. My phone autofills your card via Apple Pay; it used your card token.
15. Your Apple Pay has my card token? Why the hell is that allowed?
16. I paired our devices when everything exploded with Dad's accounts.
17. You paired devices without telling me? You used my money secretly.
18. I didn't use it secretly to hurt you; it was an automatic autofill.
19. Automatic or not, you booked a weekend with him instead of asking.
20. I know, I should've asked, I panicked and wanted comfort, I am sorry.
21. Sorry doesn't fix my enrollment or the trust you broke.
22. The hold will drop in 24–48 hours; the tuition isn't finalized.
23. 24–48 hours could mean classes filling, Mom, that's too late.
24. I'll cancel the reservation and call the bank right now, I promise.